Cheap Car Insurance For Convicted Drivers

Got a conviction on your driving record? Not a problem, we can still help!

So you got a DUI – DWI – OWI – or drivers license suspension?  It’s not the end of the world, although it does make getting cheap car insurance for convicted drivers a little more work to find.  There are still a few basic rules that apply with or without a conviction. 

There are still some carriers that will give discounts for the following, so ask about them.

  1. Multi line credit – combine other insurance coverages together with 1 carrier, like home and auto
  2. Improve your credit score and credit history – they will look at both to determine your annual premiums
  3. Are you active or retired military
  4. Good student with good grades
  5. Membership in a credit union or some other fraternal organization like Lions or Rotary International

Still the biggest single factor that can help you get the cheapest rates on car insurance for convicted drivers is raise your deductible amount to the highest level you feel comfortable with and that the carrier will allow you to have.

If you have a $1,000 let’s say, you only have to pay that amount when 2 things happen. 1. You have to have a claim (an accident) and 2 the claim has to be paid by your car insurance carrier. So if you are a safe driver with no claims in the last 7 years you will save a ton of money with this higher deductible option. Some carriers offer a $1,500 deductible so ask what is the maximum limit you can have.

Now for the bad news – the insurance companies are scared to death of you!

You have been convicted for DUI?  What the carriers want to make sure of is that this will never happen again and you will not drink and drive. You also might be asked to take a sobriety course or get an interlock device installed on your vehicle so you can’t drive drunk.

Look, you need to do what ever it takes to get sober and get this behind you, life will go on.  We have a form on this site that will greatly help you compare multiple car insurance carriers that are willing to write coverage for you.

I highly suggest you get a quote from all of them!  Do not take the first quote and think that is the best that you are going to get. Prices can swing widely and the time of the year you get the quote can also determine your price as well, so check and compare rates often.

Yes, you can still get cheap car insurance for convicted drivers if you are willing to do some work on your end. We have made this form for YOU to use, so use it.

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